The world is undergoing significant change due to disruptive technologies like quantum computing, artificial intelligence, and decentralized paradigms like cryptocurrency and decentralized finance. These innovations challenge traditional systems, particularly in finance and security, raising uncertainty about who will control and protect future value. The future form of value is unpredictable, requiring a new approach to understand how physical value will transform digitally. 
 

Historically, central authorities managed value through the proxy of money, but a shift toward "direct value handling" is emerging. This eliminates intermediaries, reducing distortions and inefficiencies. The traditional money proxy is becoming less suitable in a world dominated by data and AI, which can extract knowledge more directly. Many organizations fear irrelevance as they cling to outdated models, while the future demands new methodologies and flexible thinking.

 

A new design methodology, termed Future Proofing Value is essential for navigating this shift. It involves using distributed knowledge capture and an ontological approach to better manage value in the face of disruptive technologies. The rise of blockchain and digital currencies has demonstrated that value can exist outside the traditional banking system, and Central Bank Digital Currencies (CBDC) could bridge the gap between current systems and a future of direct value handling.

 

This transition affects both individual and organizational accumulated value, previously represented by money as a proxy for true value.

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